Online banking interface concept.
Home page is designed to overview and monitor. There are three types of notifications:

Incoming payments, sucsessful operations. They are removed after viewed once.

Outgoing payments, errors, warnings. These are only released after hovering over the object.

Blocked cards, broken deadlines. These are more states than notifications, as they are only removed after the problem is solved.

The number of notifications is displayed in page title.

This is a complex example
It is supposedly used by an active small business owner in his thirties, who is leasing a car and taking care of his grandma.

Most users would see a simplier picture.

Each service type has it's own signature shape.
Passive mode
The middle ground in security, that allows monitoring but does not allow any operations. It also hides all sensetive data, including money amounts.

Passive mode is easier to login — just email and
password (or Facebook-assisted login).

Passive mode does not have a timer that throws users out for being inactive: in fact, when the full mode sacks users, it sacks them into passive mode, saving part of the relogin hassle (again, crucial in cases of waiting for something to happen).
Advertising comes in two forms — contextual promo-objects and (if necessary) two banners.
Card's page shows all transactions with an ifinitinly scrolled list. An additional scrollbar assists navigation.

Every month has a subtle line that illustrates the ratio between the amounts spent and earned. A simple way to quickly spot serious spending trouble.

In currencies, only the changed numbers are highlighted as positive or negative. Thus, user not only sees the direction of change, but also evaluates the extent.

Large names get slightly decreased font size.
In 2011  Usabilitylab organized a contest for Sberbank-online designs. This is a slightly updated version of my entry.

Original jpg with commentary (in russian) →
© 2011 Stasys Čhepulis